finance companies

The establishment of consumer finance companies is playing active role in completing our finance system and our economic structural changes.

消费金融公司的建立，不但有利于完善我国金融体系，同时也对国家经济结构转变起到促进作用。

This week, the government took control of America's two biggest housing finance companies.

本周，（美国）政府接管美国二家最大的房产金融公司。

According to the suit, Deutsche and its US unit took advantage of a federal housing administration programme that insured mortgages against possible defaults as a means to encourage banks and other finance companies to extend credit to borrowers who would fall short of normal underwriting standards.

诉状称，德银及其美国部门利用美国联邦住房管理局（federal housing administration）一个提供抵押贷款违约担保的项目，鼓励银行及其它金融公司向达不到正常担保要求的借款者放贷。

It consisted of investment banks, mortgage finance companies and the like.

这个体系包括投行和抵押贷款金融公司等。

Interface Management on High-tech Enterprises and Finance Companies

高技术企业与金融机构界面管理

Most finance companies require owners to pay for comprehensive coverage.

大多数财务公司都要求车主购买全险。

Over 150 companies will be there, covering everything from finance to fixtures and fittings.

将有超过150家公司出席，涉及领域从金融到室内设备，应有尽有。

Other names for them are personal finance companies or consumer finance companies.

其他名称有私人信贷公司或消费者信贷公司。

The foreign finance companies have had a history of 200 years and play a significant role in social and economic life.

国外财务公司的发展已有200多年的历史，在社会经济生活中扮演着重要角色。

Housing finance companies are vying for customers.

住宅信贷公司在争夺客户。

Why the Dream of Auto Finance Companies Hard to Come True

汽车金融公司缘何美梦难成真

European companies and multilaterals such as the European Bank for Reconstruction and Development ( EBRD) also have greater experience implementing project finance in Europe, the Middle East, and Africa ( EMEA), relative to East Asia and the Pacific.

相对于东亚和太平洋地区，欧洲的企业和多边机构（比如欧洲复兴开发银行（EBRD））在欧洲、中东和非洲地区（EMEA）还拥有更丰富的项目融资实施经验。

Wang Zhenyu, the human resources head of online insurance group ZhongAn, said innovative Internet finance companies are attractive to professionals because of their long-term incentives, which can help employees increase their personal value with the growth of the company.

众安在线保险公司的人力资源总监王振宇表示，互联网金融的创新公司之所以对于人才具有吸引力，是因为这类公司会制定中长期的激励机制，帮助员工在公司发展过程中实现个人价值的增长。

The empirical results show that asset impairment losses, non-operating income, investment income, finance expense are the principal means of listed companies to manage earnings, but the relationship between changes in fair value gain or loss and earnings management is not obvious.

实证结果表明，在具体的利润费用项目方面，资产减值损失、营业外收入、投资收益、财务费用是我国上市公司进行盈余管理的方式，而公允价值变动损益与盈余管理的关系并不明显。

Based on the above issues, this paper makes scientific research on how to improve the effectiveness of initial credit extension in consumer finance companies, trying to propose some constructive suggestions and countermeasures, as a reference for the future development of the consumer finance companies.

基于对以上问题的思考，将如何提高消费金融公司初次授信有效性作为研究对象，提出一些有建设性的建议，作为消费金融公司未来发展的参考。

On Risk Management of Online Banks in Finance Companies

浅析财务公司网上银行的风险管理

At first, the trend of western Finance Companies is analyzed, which can be learned from by Chinese Finance Companies.

首先叙述了西方国家财务公司近年来金融化、综合化、产业化的发展趋势，为分析我国财务公司的进一步发展提供了可资借鉴的经验。

Support the development of automobile consumption credit business, auto finance companies to broaden financing channels.

支持汽车消费信贷业务发展, 拓宽汽车金融公司融资渠道.

In view of the real practice of the business in consumer finance companies, the paper analyses the demand structure for clients' credit information, finding out the factors that affect the validity of initial credit extension through a pilot survey integrated with suggestions from experts.

以消费金融公司授信业务实际情况为出发点，分析了消费金融公司对授信客户的信用信息需求结构。并结合专家意见和试调研确立了影响初次授信有效性的影响因素。

Conducting research on the finance companies may significantly promote the development of big enterprises groups and the improvement of modern financial system in China.

加强对财务公司这个企业和金融的中间层面的研究，对于我国大型企业集团的成长和我国现代金融体系的完善都有着重要的意义。

The risk management systems of the finance companies still need improvements.

财务公司的风险管理体系不完备。

It's so expensive to borrow from finance companies

从信贷公司借钱利息非常高。

Internal capital markets attached to different organization structure, have diversified investment, cash flow characteristics of cross-complementary behavior; The organizational model has entrusted loans, settlement center, pool funds, banks and finance companies and so on.

内部资本市场依附于不同的组织结构，具有多元化投资、现金流交叉互补行为等特征；其组织模式有委托贷款、结算中心、资金池、内部银行和财务公司等几种模式。

There are numerous companies spanning a broad range of industries, such as retail, finance, software, entertainment, and government.

许多公司的业务涉及多个行业，比如零售、金融、软件、娱乐和政府。

There are investors, securities companies, securities finance companies in the margin market which form a dual-channel.

在融资融券市场主题中有投资者、证券公司、证券金融公司，他们之间形成双通道。

He said that 18 months ago many private sector finance companies and banks had withdrawn from the car market.

他表示，18个月前，许多私营金融服务公司和银行都撤出了汽车市场。

Property and finance companies will be excluded from the scheme.

房地产和金融企业将不在该办法允许的范围内。

The main issuers of direct paper are large finance companies and bank holding companies.

发行直接票据的主要是大型金融公司和银行持股公司.

The business of the finance companies cannot fulfill the task of providing better services.

财务公司本身业务品种不丰富，不能更好地发挥金融服务功能；

In the end of the essay, based on above-mentioned analysis, the direction of development of Chinese Finance Companies is also researched.

在本文的最后，笔者根据前面的研究初步探讨了财务公司发展方向的问题。